Financing

Pool Financing for Florida Homeowners

At Element Pools and Spas Inc, we understand that building a pool in Florida isn’t just a luxury — it’s a lifestyle upgrade. To make your backyard transformation more accessible, we partner with trusted national lenders that specialize in pool and outdoor living financing. Whether you’re building a new pool, adding a spa, or upgrading your outdoor space, financing can help you move forward without delay.

Flexible Pool Financing Options in Florida

Financing may be used for:

  • New inground pool construction
  • Spas and water features
  • Pool renovations and resurfacing
  • Screen enclosures & outdoor kitchens
  • Hardscapes and outdoor living upgrades

All financing is offered through independent third-party lenders and is subject to credit approval.

Our Trusted Financing Partners

Lyon Financial

Lyon Financial is one of the most respected pool-specific lenders in the country, with decades of experience financing swimming pools for homeowners.

Why Florida homeowners choose Lyon Financial:

  • Fixed-rate loan options
  • Long-term financing (up to 30 years, based on approval)
  • No prepayment penalties
  • Pool-specific lending expertise
  • Simple, secure online application

HFS

HFS (Home Financing Solutions) offers fast and flexible financing programs designed for home improvement projects, including pools and outdoor living spaces.

Why Florida homeowners choose HFS:

  • Competitive interest rates
  • Fast approval decisions
  • Multiple term options
  • Easy application process
  • Many programs do not require home equity

How Pool Financing Works

Design Your Pool

Meet with Element Pools and Spas Inc to design a pool that fits your home and lifestyle and budget.

Apply for Financing

Apply directly with Lyon Financial or HFS — approval decisions are handled by the lender.

Get Approved

Many approvals are completed within minutes to a few business days.

Start Construction

Once approved and under contract, we schedule your project and begin construction.

Important Financing Disclosure

  • Element Pools and Spas Inc does not provide loans or credit directly.
  • All financing is offered through independent third-party lenders.
  • Loan terms, interest rates, and approvals are determined solely by the lender.
  • Financing is subject to credit approval and lender conditions.

Ready to Start Your Pool Project?

Have questions about financing or want to explore your options?

  • 👉 Request a Free Consultation
  • 👉 Ask About Pool Financing


Phone Number

(321) 377-1282

Email Address

info@elementpoolsfl.com

Faq’s

Frequently Asked Questions

  • Can I finance a pool in Florida?
    Yes. Many Florida homeowners qualify for pool financing through third-party lenders, depending on credit and lender requirements.
  • Does financing require home equity?
    Not always. Some financing programs do not require home equity, depending on the lender and loan type.
  • How long does pool financing approval take?
    Approvals can take anywhere from a few minutes to a few business days, depending on the lender.
  • Can financing be used for pool renovations or outdoor living features?
    Yes. Financing may be available for renovations, spas, enclosures, and outdoor upgrades.
  • Does Element Pools and Spas Inc control loan terms?
    No. All loan terms, rates, and approvals are handled directly by the lender.
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